I started in the finance industry 35 years ago, straight out of school working for some of the major banks. I then followed my passion to help people achieve their property goals: finance for your first home, assisting you upgrade your home as your needs change and growing your wealth through property investment.
I have a genuine interest in helping you, and provide guidance and support through the process, including regular updates so you know what is happening.
When working with you I take the time to listen, understand your plans and then source the lending solution that best suits you. Because I have access to over 30 financiers, I am able to ensure that the proposed finance works for you, now and in the future. I take the time to explain the many loan options and the benefits of each (fixed and variable interest rate, interest only versus principal and interest, how to secure funding above 80%, etc).
I can assist with low doc loans, full doc loans, first home buyers, professional, self employed and even people with a poor credit history.
I maintain a strong co-operative working relationship with all financiers. I talk with financiers on your behalf to obtain the best solution and will always debate with the financier the reasons they should be helping you. I achieve an extremely high approval rate. I liaise with solicitors and the financier to ensure they are ready to proceed on time.
Australians are becoming more conscious of the environment and their lifestyle, and a shift to sustainable finance solutions. There is focus on energy efficient measures and financiers are moving to providing green mortgages with interest rate incentives.
I do not forget you once the loan is funded. I maintain an ongoing relationship with you to ensure the loan is working for you, and then help you with the next stage of finance. Repeat business and referrals from you are important and a large feature of my business.